Truly Trustworthy
Trustworthy advice for everyday people
Our Mission
We are financial help professionals who serve as trusted partners to everyday people by providing coaching, planning, and support throughout the financial life journey.
Your Best Interest First
When you come to us at Gather Financial® Planning, there’s no need to wonder if the recommendations you receive are in your best interest. Only advisors who earn and maintain the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation are on our team of coaches. Advisors who bear the CFP® designation must swear to uphold a fiduciary standard to put client best interests first and disclose any potential conflicts of interest.
Purely Fee-Only
Even with the best intentions, it is difficult for advisors to avoid being influenced by how they are compensated. Fee-only advisors take the fiduciary standard a step further by foregoing third-party compensation that might influence recommendations they give to clients.
Advisors who have a fee-only payment structure do not accept commissions. In contrast, “fee-based” advisors receive third-party compensation in addition to fees you pay them directly. The potential for kickbacks gives fee-based advisors an incentive to recommend products that pay them higher commissions regardless of whether or not those same products cost you more in fees than the alternatives.
Gather Financial® Planning provides services exclusively on a fee-only basis. We don’t sell any financial products or receive any commissions, kickbacks, or referral fees whatsoever. We are paid only by our clients, so we work only for our clients. Our only special interest is you!
No-Surprise Fees
Our goal is to surprise you with our excellent service, not unexpected fees! All our service programs have transparent, all-inclusive pricing. For financial planning services, the fees you pay are flat, project-based charges. For ongoing support, we charge either a flat monthly subscription or a percentage of the investments we manage. There are no add-on fees, transaction fees or unexpected charges after you select a package.
For Everyday People
Part of our mission is to remain accessible to everyday people as we continue to grow. We stay true to that goal by:
Welcoming all regardless of race, religion, age, sexual preference, gender orientation, or any other human trait.
Accepting small portfolios. You do not have to meet any minimums if you want our investment advice.
Avoiding contract lock-ins. Our clients pay us by the session or by the month; you can discontinue at any time.